Whether you’re hitting the open roads or open waters, you need to have a plan in place in the event of an accident. Powersport insurance protects your motorcycle, ATV, boat, RV and more. Proper coverage can bring you peace of mind knowing that you’re prepared for the unexpected even while exploring.
Motorcycle coverage is similar to a personal auto policy. You have the option to cover your bike and any customization done to it. It’s also important to ensure that you’re covered for injuries you could cause passengers with medical payments coverage.
Off-road vehicles have many uses — for work or pleasure — and may need to be covered differently. If you plan to take your vehicles off-premise, it’s always recommended to carry coverage for medical payments if you or your passengers become injured. Physical damage is also offered to repair or replace your vehicle.
Boating can become costly if you have to repair or replace your watercraft because of an accident. Your boat can be covered for damages from collision or other unexpected events such as fire. It’s also recommended to protect you and your passengers with liability and medical payments coverage.
It’s important to have proper coverage for your Class A motorhome or fifth wheel pop-up camper. These policies are designed similar to personal auto insurance, but have built-in liability coverage for rented campsites. There is also optional coverage for any customization, accessories and personal property that may be added to your policy.