You can never be too prepared. While very few people want to discuss life insurance, it’s of critical importance. Life insurance is a safety net for your family that provides a tax-free income payment after your death. The two most common types of life insurance are whole life insurance and term life insurance. One of our experienced life insurance agents can assist you in finding the policy that fits your family’s needs.
This policy provides permanent coverage that lasts a lifetime. A whole life or permanent life policy, has a guaranteed premium, guaranteed death benefit and earns interest at a predetermined rate. A whole life policy is best for covering your final expenses.
This policy provides coverage for a specific period of time, usually 5–30 years. A term policy could be used to pay off a mortgage, put children through college and provide financial stability for the family.