Lori Klens-personal autos and home

Nationwide after change 05/2022
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Auto Insurance
Bodily Injury: $300,000/$300,000
Property Damage: $250,000
Comprehensive: $250
0 Glass: no
Collision: $500
Rental $30 a day(Highlander only)
Roadside - yes
Telematics: No
Accident and Minor Violation Forgive -yes
$2,484 RCC
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Home Insurance
Dwelling: $592,400
150% Replacement: Yes
Other Structures: $59,240
Personal Property: $444,300
Loss of Use: Actual Loss Sustained
Liability: $500,000
Water Backup: $25,000
Identity Theft: yes
Equipment breakdown: yes
Earthquake - no
Deductible: $1,000
$2,400.34
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Umbrella
1 million in liability
none currently
Total Annual
$4,884.34
vs.
Nationwide -requalified
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Auto Insurance - requalified
Bodily Injury: $300,000/$300,000
Property Damage: $250,000
Comprehensive: $250
0 Glass: yes
Collision: $500
Rental $40 a day
Roadside - yes
Telematics: yes
Accident and Minor Violation Forgive -yes
$2,002.56 RCC
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Home Insurance
Dwelling: $592,400
150% Replacement: Yes
Other Structures: $59,240
Personal Property: $444,300
Loss of Use: Actual Loss Sustained
Liability: $500,000
Water Backup: $25,000
Identity Theft: yes
Equipment breakdown: yes
Earthquake - no
Deductible: $1,000
$2,400.34- can add earthquake at renewal November 2022
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Umbrella
1 million in liability
$206.86
Total Annual
$4,609.76
vs.
Farmers
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Auto Insurance
Bodily Injury: $500,000 combined single limit
Property Damage: combined single limit with bodily injury
Comprehensive: $250
0 Glass: yes
Collision: $500
Rental $40 a day
Roadside - yes
Telematics: no
Accident and Minor Violation Forgive -no
$1,666.13 RCC
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Home Insurance
Dwelling: $794,830
Replacement: Yes
Other Structures: $79,483
Personal Property: $397,415
Loss of Use: 60% of home value
Liability: $500,000
Water Backup: $25,000
Identity Theft: yes
Equipment breakdown: no
Earthquake - yes
Deductible: $1,000
$2,306.00
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Umbrella
1 million in liability
$304.00
Total Annual
$4,276.13
★★★★★
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