Irwin Insurance Review 2023

Nationwide Current
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Auto
Bodily Injury: 300/300
Property Damage: 100
OEM: Yes
Roadside: Yes
Accident Forgiveness: Yes
Minor Violation Forgiveness: Yes
Comprehensive: $500
Collison: $500
$2,528 annual
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Condo
Personal Property: $121,600
Equipment Breakdown: Yes
ID Theft: $25,000
Water Backup: $5,000
Liability: $300,000
Deductible: $1,000
$870 annual
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Umbrella
Liability: $1 million
$182 annual
Total:
$3,580
vs.
Nationwide Recommendation
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Auto
Bodily Injury: 300/300
Property Damage: 100
OEM: Yes
Roadside: Yes
Accident Forgiveness: Yes
Minor Violation Forgiveness: Yes
Comprehensive: $500
Collison: $1,000
$2,260 annual
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Condo
Personal Property: $121,600
Equipment Breakdown: Yes
ID Theft: $25,000
Water Backup: $5,000
Liability: $300,000
Deductible: $2,500
$811 annual
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Umbrella
Liability: $1 million
$182 annual
Total:
$3,253
vs.
Safeco Option
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Auto
Bodily Injury: 300/300
Property Damage: 100
OEM: Yes
Roadside: Yes
Accident Forgiveness: No
Minor Violation Forgiveness: No
Comprehensive: $500 ($0 Glass)
Collison: $1,000
$2,291 annual
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Condo
Personal Property: $121,600
Equipment Breakdown: Yes
ID Theft: $25,000
Water Backup: $5,000
Liability: $300,000
Deductible: $1,000
$443 annual
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Umbrella
Liability: $1 million
$280 annual
Total:
$3,014
★★★★★
TOTAL ANNUAL SAVINGS:
$566
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