Festa Insurance Review 2024

Nationwide 2024
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Auto
Bodily Injury: 300/300
Property Damage: 100
OEM: Yes ('13 Lexus ineligible)
Rental Car: $40 a day
Roadside Assistance: Yes
Accident Forgiveness: Yes
Minor Violation Forgiveness: Yes
Comprehensive: $500 ($0 Glass)
Collision: $500
$5,224 annual
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Home
Dwelling: $624,700
Guaranteed Replacement Cost: Yes
Other Structures: $62,470
Personal Property: $468,525
Scheduled Jewelry: Yes
Equipment Breakdown: Yes
ID Theft: $25,000
Water Backup: $25,000
Liability: $1 million
Deductible: $1,500
$2,336 annual
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Umbrella
Liability: $1 million
$306 annual
Total:
$7,866
vs.
Nationwide Option 2024
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Auto
Bodily Injury: 300/300
Property Damage: 100
OEM: Yes ('13 Lexus ineligible)
Rental Car: $40 a day
Roadside Assistance: Yes
Accident Forgiveness: Yes
Minor Violation Forgiveness: Yes
Comprehensive: $500 ($0 Glass)
Collision: $1,000
Smart Ride: Yes
Farm Bureau: Yes
$4,060 annual
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Home
Dwelling: $624,700
Guaranteed Replacement Cost: Yes
Other Structures: $62,470
Personal Property: $468,525
Scheduled Jewelry: Yes
Equipment Breakdown: Yes
ID Theft: $25,000
Water Backup: $25,000
Liability: $1 million
Deductible: $2,500
$2,019 annual
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Umbrella
Liability: $1 million
$306 annual
Total:
$6,385
vs.
Westfield 2024
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Auto
Bodily Injury: $1 million
Property Damage: $1 million
OEM: Yes ('13 Lexus ineligible)
Rental Car: $40 day
Roadside: Yes
Accident Forgiveness: No
Minor Violation Forgiveness: No
Comprehensive: $500 ($0 Glass)
Collision: $1,000
Mission Safe App: Yes
$3,473 annual
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Home
Dwelling: $641,800
Guaranteed Replacement Cost: No
Other Structures: $64,180
Personal Property: $481,350
Scheduled Jewelry: Yes
Equipment Breakdown: Yes
ID Theft: $25,000
Water Backup: $25,000
Liability: $1 million
Deductible: $2,500
$1,803 annual
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Umbrella
Liability: $1 million
$185 annual
Total:
$5,461
★★★★★
TOTAL ANNUAL SAVINGS:
$2,405
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