Billie Wright Insurance Review 2023

Nationwide Current
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Auto
Bodily Injury: 300/300
Property Damage: 100
Med Pay: $10,000
Comprehensive: $500
Collision: $1,000
Rental Car: $50 a day
OEM: Yes
Roadside: Yes
Accident Forgiveness: Yes
Minor Viol Forgiveness: Yes
Claims Free Cash Back: No
Smart Ride: No
$3,095
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Home
Dwelling: $1,696,400
Other Structures: $169,640
Personal Property: $1,272,300
ID Theft: $25,000
Liability: $500,000
Equipment Breakdown: Yes
Service Line: Yes
Water Backup: No
Deductible: $1,000
$5,497 annual
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Umbrella
Liability: $2 million
$606 annual
Total:
$9,199
vs.
Nationwide Recommendation
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Auto
Bodily Injury: 300/300
Property Damage: 100
Med Pay: $10,000
Comprehensive: $500
Collision: $1,000
Rental Car: $50 a day
OEM: Yes
Roadside: Yes
Accident Forgiveness: Yes
Minor Viol Forgiveness: Yes
Claims Free Cash Back: No
Smart Ride App: Yes
$2,811
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Home
Dwelling: $1,696,400
Other Structures: $169,640
Personal Property: $1,272,300
ID Theft: $25,000
Liability: $500,000
Equipment Breakdown: Yes
Service Line: Yes
Water Backup: $50,000
Deductible: $5,000
$4,739
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Umbrella
Liability: $2 million
$606 annual
Total:
$8,156
vs.
Openly & Safeco
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Safeco Auto
Bodily Injury: 500/500
Property Damage: 100
Med Pay: $10,000
Comprehensive: $500
Collision: $1,000
Rental Car: $3,000 / No Daily Limit
OEM: Yes
Roadside: Yes
Accident Forgiveness: Yes
Minor Violation Forgiveness: No
Claims Free Cash Back: Yes
Smart Ride: No
$2,038
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Openly Home
Dwelling: $1,700,000
Other Structures: $170,000
Personal Property: $1,280,000
ID Theft: $25,000
Personal Liability: $1,000,000
Equipment Breakdown: Yes
Service Line: Yes
Water Backup : Full Coverage
Deductible: $5,000
$3,858
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Umbrella
Liability: $2 million
$897 annual
Total:
$6,763
★★★★★
TOTAL ANNUAL SAVINGS:
$2,416
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